Financing

Home Projects Financing Made Simple

At L&H, we believe improving your home should be exciting—not stressful. That’s why we offer flexible financing options through the Wells Fargo Home Projects® Credit Card, allowing you to move forward with important home upgrades while staying within your budget.

From comfort and efficiency improvements to essential home system upgrades, our financing options are designed to give you flexibility, transparency, and peace of mind.

Get Pre-Approved and Plan with Confidence

One of the biggest advantages of our financing program is the ability to get pre-approved before starting your project. Pre-approval allows you to understand your available credit and confidently plan your home improvement investment.

Benefits of pre-approval include:

Knowing your budget before selecting a project or system
No obligation to move forward
Fast, secure application process
Credit decisions typically available within minutes

Pre-approval gives you clarity upfront, so there are no surprises later.

How the Financing Process Works

Our financing process is straightforward and flexible:

Apply for the Wells Fargo Home Projects® Credit Card
Complete a short application to see if you qualify. Many customers receive an instant decision.
Review Your Available Credit
Once approved, you’ll know your available financing amount and can plan your project accordingly.
Select Your Project & Financing Plan
After choosing your service or system, you’ll select from multiple available financing plans, including promotional and extended-term options.
Move Forward with Your Home Project
Once your plan is selected, we schedule your project so you can start enjoying the results.

Popular Financing Options

Customers approved through Wells Fargo may have access to a variety of financing plans.
Some of the most commonly selected options include:

0% Interest for 36 Months
0% Interest for 18 Months
7.99% APR for up to 96 Months

In addition to these popular options, other financing plans may be available. Financing plans are selected after approval, and our team will help you review all eligible options to choose what works best for your goals and budget.

Ideal for a Wide Range of Home Projects

Our financing options can be used for many types of home improvement projects, including:

Heating and cooling system replacements or upgrades
Electrical system improvements
Sealed crawl space projects
Energy efficiency upgrades
Other qualifying home improvement services

As L&H continues to expand services, our financing program is designed to grow with your home’s needs.

Important Financing Disclosure

Financing is provided through the Wells Fargo Home Projects® Credit Card and is subject to credit approval. Available financing plans, interest rates, and terms may vary based on the type of project, equipment or materials selected, total financed amount, and individual credit qualifications. Not all applicants will qualify for all financing offers. Promotional financing options are subject to change without notice.

Please contact L&H for current financing details and eligibility information.

If you’re planning a home improvement project—or simply want to understand your budget—getting pre-approved is a great first step.

At L&H, we help you plan smarter, invest confidently, and improve your home with ease.

Call our team to learn more Schedule a consultation online

Our Approach to Financing

At L&H Heating and Air Conditioning, by taking advantage of financing, you won’t use up your existing funding sources, like a home equity line of credit, other credit card or bank account. They’ll still be available when you need them.

Please contact us to find out which financing options are available to you, or to learn about special financing promotions. Click the image below to apply online.

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Reach Out to Us Now!

At L&H Heating and Air Conditioning, we are committed to delivering exceptional Greensboro HVAC services tailored to your needs. Whether you require expert air conditioning, heating solutions, or comprehensive mechanical services, our experienced team in Browns Summit is here to ensure your home or business remains comfortable year-round. With our focus on quality, reliability, and customer satisfaction, you can trust us to handle all your HVAC needs efficiently and professionally. For top-tier HVAC service and support, contact us today at +1 (336) 480-5333. Our friendly staff is ready to assist you with any questions or to schedule an appointment. Experience unparalleled service with L&H Heating and Air Conditioning!